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Who Owns My Santa Rosa or Napa Valley Real Estate If I Have A Mortgage?
Many borrowers believe that when they purchase a property by obtaining mortgage financing, they also own their home. Technically speaking, full ownership on a property only happens once the mortgage...
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Santa Rosa Mortgage FAQ: What If My Lender Goes Bankrupt?
When mortgage lenders go out of business and are essentially taken over by the FDIC, homeowners are left wondering if they still need to make a monthly payment. Great thought, and a very common...
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Wine Country First Mortgage FAQ: What is Amoritization?
By committing to a mortgage loan, the borrower is entering into a financial agreement with a lender to pay back the mortgage money, with interest, over a set period of time. The borrower’s monthly...
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